For goodness sake, Scott... you're a player
and a craftsman...!
If she plays well and sounds great, who's gonna see the blemishes in the dark from below stage level... go for a refund and put that towards the refin work, or leave her "as-is", like your NR - is she a "Stinky" or a "Woody"...
Knowotahmean...?
I'm not know for my esthetic sense, mind you...
and remember, "Rust never sleeps...?"