The output of even the hotter pups are on the millivolt range, so practically any cap will work, even 6.3v caps or lower, if you can find them.
The high voltage ratings also serve another purpose; isolation from noise from the amp's input stage. That's why 400v ratings are common in basses whose pickups have a peak output of little over a volt.
Another, unstated benefit is that if there's an internal short in your amp and it starts dumping DC on your bass cable, you're protected up the voltage rating of your tone cap. That was a BIG deal back in the day.