Ring on fretting hand; small hands/short fingers and really need to stretch out to reach those 5ths sometimes. Not a problem; certainly no damage and don't even notice any clanging. Don't think the ring has ever touched the neck, but maybe I just don't notice.
I used to wear a lot more rings but now all all about less jewelry - no more necklaces, watches and non-wedding rings.... the piercings seem to be the only exception.