The latter - I felt there was a good fretless sleeping in it and as you can see from the pics I had two (fretted) others. And the satin finish one sounded - finish influences sound? - most resonant so I thought it should be the one. Haven't regretted it.
That said, the satin fin needed a truss rod repair in any case as I had messed up the allen nut (which was barely accessible on mine, the cavity was way too tight for proper adjustment access) in a vain effort to remove it - in utter ignorance that the Money basses are the one and only Gibson bass type with a biflex rod where the nut is one with one of the rods and cannot be removed, duh! So be warned should you attempt something similarly silly!